It may be Halloween, but if you haven’t been saving money for your holiday season purchases, you’re really going to be in for a scare. The current economy has made planning and preparing before the “big day” oh so much more crucial.
I’m always amazed when I meet people who somehow manage to forget for the first ten months of the year that there’s this big expensive event coming in December. [Read more →]
Pull out a piece of paper and write down the three most important things in your life right now. Seriously. It shouldn’t take you but a few minutes to identify what you value most. Is it your children? Being fit and healthy? Expanding your knowledge? Having a home that’s uniquely yours? Building your business? Write down your answers. No one has to see them but you.
Now, think back over the last month or so. Where did you spend your time and money? [Read more →]
Actually, it’s not rain that you need to be saving for. It’s the tire punctured by a nail in the road construction you drive through every day. Or the emergency trip to the vet for your pet. Or the plumber to fix the backed up toilet. Or the new prescription that might actually work but doesn’t have a generic option. Or… fill in the blank.
We as a nation do not save money. [Read more →]
I wish I could think of myself as a “homeowner”. That’s the label that supposedly fits, but the truth is that the bank that loaned us the money is who owns our house. One day, we will have paid off the loan and will truly own our home. And with some good money management, that day is drawing closer every month.