Thursday Task: Freeze Credit Card Spending
This one is for folks who have a real problem with impulse control. You know who you are, even if you won’t admit it out loud to anyone else. You’ve got credit card balances that are beyond your ability to keep up with the minimum monthly payments, or they’re rapidly approaching it. You believe that any available credit on your card(s) is as good as cash and you’ve just got to spend it. (If you pay off your credit cards each month, never carrying a balance on them, feel free to disregard this post, or keep reading if you think there’s someone else that this may help.) [Read more →]