Holiday Spending for 2009
Many people have a habit of purchasing their Christmas gifts on their credit cards each year, acting as if they were suddenly surprised to find that Christmas came on the 25th of December…what, again?! Others frantically try to scrape together enough money to buy gifts by cutting corners in the months of October, November and December. Again, they seem to be surprised to find that there’s a major expense in the fourth quarter of the year. If you’re in one of these groups, here’s your clue: it’s time to start planning for next year. [Read more →]