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Free Book Download from Suze Orman and Oprah

I saw Suze on the Today show and she was talking about how she felt that everyone needed the help that her latest book offers, and so she’s giving it away. Go to http://www.oprah.com/download and get your free PDF download of Suze Orman’s 2009 Action Plan before the offer expires at 11:59pm CST on Thursday, January 15, 2009. Please note: This book is copyrighted. You may view and download the file, but you may not copy the file or share or forward it to any other person.

This isn’t some 50-page ebook, this is all 227 pages of a real paperback book that’s available in stores now. This book gives you things to focus on and do instead of just cowering in fear in the aftermath of the recent credit meltdown. As Suze put it:

You must commit to actually taking action. This is not a book to be read and pondered…If you care about financial security for yourself and your family…you will not get there with wishful thinking and procrastination…the new reality requires new strategies…tactical actions to make sure you do not let the credit crisis knock you off course.

You should also take a look at Suze’s 5-Step Financial Action Plan. It’s short, sweet and straight to the point.

Budgeting Basics, Part 1

Welcome to the first of a series of entries on budgeting. This series will look at the components of a budget in order to help you keep that resolution you made about actually budgeting your money this year.

When most folks first decide that they need to budget, it’s usually because they’re living beyond their means or have not been saving anything for their future. They’re normally at some sort of crisis point, if not financially, then certainly emotionally. They have had all kinds of self-defeating negative talk running around in their heads for days or weeks or even months. They beat themselves up for frittering away their money as they look down the barrel of a milestone in their lives: decade birthday (30, 40, 50), new baby on the way, child entering high school, job change, etc. There’s no money (or at least not enough) for college, for retirement, or even for a long-overdue vacation. “How,” they ask, “did this happen?!” [Read more →]