Part 1 of this Budgeting Basics series was about your income, part 2 your expenses, and part 3 your savings. Now it’s time to look at what you’re giving.
You’re probably familiar with the saying, “You get what you give.” I prefer what Napoleon Hill, the author of Think and Grow Rich
I saw Suze on the Today show and she was talking about how she felt that everyone needed the help that her latest book offers, and so she’s giving it away. Go to http://www.oprah.com/download and get your free PDF download of Suze Orman’s 2009 Action Plan before the offer expires at 11:59pm CST on Thursday, January 15, 2009. Please note: This book is copyrighted. You may view and download the file, but you may not copy the file or share or forward it to any other person.
This isn’t some 50-page ebook, this is all 227 pages of a real paperback book that’s available in stores now
You must commit to actually taking action. This is not a book to be read and pondered…If you care about financial security for yourself and your family…you will not get there with wishful thinking and procrastination…the new reality requires new strategies…tactical actions to make sure you do not let the credit crisis knock you off course.
You should also take a look at Suze’s 5-Step Financial Action Plan. It’s short, sweet and straight to the point.
It’s Thanksgiving Day in the United States, and in homes throughout the country, families and friends will gather to feast on turkey and ham and all the glorious “fixin’s” that are traditionally served on this day. They will enjoy food and companionship in groups small and large, some quietly, others in chaos. And many will take the time to reflect on what they are thankful for.
What are you thankful for? Not just in terms of money and stuff, but in your life? [Read more →]
If your employer traditionally pays Christmas bonuses, you may still receive one this year, depending on what the company has had to cut in order to keep up with the current economy. If you do get that extra money, what are you going to do with it? Will you do the same thing you always have? Will you spend it on Christmas gifts or the post-Christmas sales? Will you splurge on a big ticket item? Will you use it to pay on your debts?
Most people view bonuses as “free money” and they race to spend them. [Read more →]