It’s Called Currency

The mantra of the “green” folk (those who are focused on a sustainable world) is “Reduce, Reuse, Recycle”. I’ve seen and heard these three words for more than 20 years. And in various ways, I’ve made them a part of my life. The concept here is to first reduce, then reuse, then recycle. This helps to break the cycle whereby we produce lots of disposable goods that are ultimately destined for the landfill. So let’s look at this three-word philosophy word by word. [Read more →]

Tags: priorities, saving, spending less by Julie Ann Dunn
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Pull out a piece of paper and write down the three most important things in your life right now. Seriously. It shouldn’t take you but a few minutes to identify what you value most. Is it your children? Being fit and healthy? Expanding your knowledge? Having a home that’s uniquely yours? Building your business? Write down your answers. No one has to see them but you.

Now, think back over the last month or so. Where did you spend your time and money? [Read more →]

Tags: priorities, retirement, saving by Julie Ann Dunn
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Actually, it’s not rain that you need to be saving for. It’s the tire punctured by a nail in the road construction you drive through every day. Or the emergency trip to the vet for your pet. Or the plumber to fix the backed up toilet. Or the new prescription that might actually work but doesn’t have a generic option. Or… fill in the blank.

We as a nation do not save money. [Read more →]

Tags: budgeting, saving by Julie Ann Dunn
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Every year, around tax time, I hear and have conversations where folks are looking forward to a big fat refund check. They are so happy to be getting a chunk of money back from the government. What I want to know is why they gave the government an interest-free loan in the first place. Especially when they probably needed the money themselves.

I mean, don’t they realize that the $1200 they get back was $100 a month they paid too much? [Read more →]

Tags: saving, taxes by Julie Ann Dunn
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